It's your money…Our job is to put the most
back into your pocket!

SUCCESSFUL - Combining electronic and traditional collections gives you the highest possible recovery rate. Here's what we do; first, all check writers who enter our system are merged into a nation-wide check verification database. This limits their ability to write more checks until you are paid. Then all NSF and Uncollected Funds checks will be converted into an "electronic check" which we will present to the check writer's bank. If that doesn't return your money, CheckSmart will send a series of letters requesting payment. (Each letter has been reviewed by American Collector Association Attorneys to insure appropriate and required content.) Courteous telephone collectors will work to secure payment of your checks too. Check writers may pay by electronic check, credit card or by certified funds via mail. After 60 days any uncollected checks can be returned to you along with necessary paperwork for filing with local law enforcement authorities.

• We collect most NSF checks within two weeks.
• You receive 100% of the face value of collected checks.
• Adding our Electronic Recovery Process can increase your collections by up to 25%

ACCOUNTABLE - Our timely reports bring you information you can use:

• You'll receive same day notice of all returned checks.
• Monthly reports help you track our progress.
• We are bonded and insured by the American Collector's Association.

FREE - This is the best part, the CheckSmart recovery service costs you nothing.

• No set-up fees
• No monthly fees
• No hidden charges

EASY - We replace hours of your workload. You never need to see bad checks or have contact with check writers. We will serve as the buffer between you and them. We treat your check writers with respect and understand that we're helping them solve a problem too. We do all that we can to collect YOUR money and return it to you as well as answer any questions you might have along the way.